Trade

HSBC TradePay

A simplified, digital trade finance solution that empowers you to draw your working capital loan and make just-in-time payments to suppliers immediately.

Fast

Immediate loan drawdown and suppliers payment³

With no need to submit transactional² documents to have your loan processed, you get speedy access to funds when you need it.

Easy

Simply upload a payment file

Immediate financing can be a useful tool for keeping borrowing costs under control. With just a few taps, you can choose the exact amount needed to pay your suppliers.

Convenient

Everything in one place

Finance and payment are fully integrated into HSBCnet, a single platform that gives you total visibility of your finances – anytime³, anywhere.

Key benefits

More time for growth
A one-step digital process replaces the hassle of loan paperwork, giving you more time to focus on business strategy and expansion.
Enhance supplier relationships
With the option to automatically notify suppliers about payments, it helps in solidifying your relationships with suppliers by ensuring consistent and timely communication.
Keep borrowing costs under control
Instead of guessing how much you’ll need to pay suppliers, immediate financing provides you more control over the timing of your trade payables.
Do business with confidence⁴
Payments are secure and backed by the digital expertise of a global bank.

Challenges HSBC TradePay helps you solve

High seasonal demand

Cash flow management can become a major issue if your business faces seasonal working capital challenges due to the cyclical nature of purchasing inventory from several suppliers.

With HSBC TradePay: Upon prior approval, request immediate loan drawdown and supplier payments to cover your seasonal inventory. This means you can pay suppliers promptly without straining your working capital during peak buying periods, ensuring healthy supplier relationships and a steady inventory flow for each season

Rapid scale-ups

If your tech startup is scaling rapidly due to a big contract, you might require immediate working capital to pay your component suppliers earlier than usual.

With HSBC TradePay: Quickly access working capital finance to cover these costs. Its seamless, on-demand nature aligns cash outflows with your ramped-up production schedule, ensuring smooth operations to meet your new contract’s demands.

Lost time and efficiency

The administrative strain of manually arranging supplier payments and collating loan submission documentation can waste time and stifle employee productivity.

With HSBC TradePay: Streamline supplier payments with fast access to working capital so supplier payments don’t bottleneck your business

Precision timing challenges

Managing supplier payments with advance pre-planning can strain your operations, hindering timely responses to market demands.

With HSBC TradePay: Unlock immediate financing to get timely access to working capital without the traditional complexity. Supplier payments become a catalyst, not a constraint, to your success

How HSBC TradePay works

HSBC TradePay makes it quicker than ever to access pre-approved short-term finance and pay your suppliers immediately.

Step 1

Upload a payment data file via HSBCnet.

Step 2

Immediate loan drawdown¹ and suppliers payment³.

Step 3

Optional automatic loan and payment notifications give all parties complete visibility.

Why HSBC?

HSBC manages large trade flows globally, providing multi-currency, cross-geography financing.

A global footprint: HSBC's extensive international network spans key growth markets.

Focused expertise: Our experienced team aids clients in domestic and global trade.

Financial strength: Backed by a strong balance sheet.

Reminder: To borrow or not to borrow? Borrow only if you can repay!

Important information:

HSBC TradePay is available in selected sites and subject to prior credit adjudication and approval.
HSBC reserves the right to request documents.
Payments are subject to processing time.
Pre-approved finance allows you to trade with confidence.

Contact us

By providing your business details we can direct your enquiry to our most relevant team member.

HSBC TradePay

Fast

Easy

Convenient

Key benefits

More time for growth

Enhance supplier relationships

Keep borrowing costs under control

Do business with confidence⁴